Rent-to-Own - Your Bridge to Homeownership
Live in your future home today while building equity and working toward ownership.
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Try Before You Buy
Live in the home while building equity and working toward ownership.
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Build Equity
A portion of your monthly rent goes toward the purchase price.
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Lock In Price
Purchase price is set upfront, protecting you from market increases.
The Rent-to-Own Process
1
Select Your Home
Choose from our available rent-to-own properties.
2
Sign Lease Agreement
Sign a Lease Option to Purchase Agreement with agreed terms.
3
Move In & Build Equity
Start making monthly payments with a portion going toward purchase.
4
Exercise Your Option
When ready, exercise your option to purchase and own your home!
What You Need
- ✓Option fee (typically 2-5% of purchase price)
- ✓Steady monthly income
- ✓Good rental payment history
- ✓Commitment to maintain the property
- ✓Ability to qualify for financing at end of lease term
Start Your Rent-to-Own Journey
Fill out the form below and we'll get back to you within 24 hours.
Frequently Asked Questions
A Lease Option to Purchase Agreement is a contract that allows you to rent a home with the option (but not obligation) to buy it at a predetermined price within a specific timeframe. Part of your monthly rent typically goes toward the purchase price.
This varies by property and agreement, but typically 20-30% of your monthly rent payment is credited toward the purchase price. This helps you build equity while renting.
The option fee is an upfront payment (usually 2-5% of the purchase price) that gives you the exclusive right to purchase the home. This fee is typically credited toward your down payment when you buy.
If you choose not to exercise your option to purchase, you can walk away at the end of the lease term. However, you will forfeit the option fee and any rent credits accumulated.
Lease terms typically range from 1-3 years, giving you time to improve your credit and save for a down payment while living in the home.
Sample Rent-to-Own Documents
Download sample agreements and forms. These are for informational purposes only and should be reviewed by a qualified attorney.
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