Frequently Asked Questions

We can close in as little as 7-14 days, or on your timeline. Unlike traditional sales, we don't need bank financing, so there are no delays. Once we agree on terms, we work with you to schedule a closing date that fits your needs.

No! We buy houses in any condition - as-is. Whether your property needs major repairs, updates, or is move-in ready, we'll make you a fair cash offer. You don't need to spend a dime on repairs, cleaning, or staging.

We buy all types of residential properties - single-family homes, multi-family units, condos, townhomes, and land. Whether your property is occupied, vacant, inherited, or facing foreclosure, we're interested in making you an offer.

Owner financing means we act as the bank. Instead of getting a traditional mortgage, you make monthly payments directly to us. This option is perfect if you have credit challenges or can't qualify for conventional financing. We look at your income and ability to pay, not just your credit score.

We require proof of steady income, a reasonable down payment (typically 10-20%), and a commitment to maintaining the property. We check your work history and rental payment history. Our goal is to help you succeed in homeownership, so we work with you to find terms that fit your budget.

A land contract is a financing agreement where you make payments to us while living in the home, and the deed transfers to you once it's paid off. You get immediate occupancy and build equity with each payment. It's a great alternative if traditional financing isn't available to you right now.

Down payments typically range from 10-20% depending on the property and your situation. We're flexible and willing to work with you. The more you put down, the lower your monthly payments will be. We'll create a payment plan that works for your budget.

Rent-to-own lets you rent a home with the option to purchase it later. A portion of your monthly rent goes toward the down payment. This gives you time to improve your credit, save money, and prepare for homeownership while living in your future home.

Rent credits are typically non-refundable if you choose not to purchase. However, if you complete the purchase, those credits reduce your purchase price or down payment. We want you to succeed, so we'll work with you throughout the lease term to help you reach your homeownership goals.

Minor cosmetic changes like painting are usually fine with approval. Major renovations require written permission. Since you're working toward ownership, we're generally supportive of improvements that add value. Just check with us first to ensure any changes are acceptable.

Most rent-to-own agreements run 2-5 years. This gives you time to improve your credit, save for a down payment, and secure traditional financing. We'll work with you to set a timeline that matches your financial goals and circumstances.

We check employment history, rental history, and income verification. We want to ensure you can comfortably afford the rent. While we do check credit, we focus more on your current ability to pay and your rental track record. We're flexible and willing to work with various situations.

Yes! We offer flexible month-to-month leases for most of our rental properties. This gives you the freedom to move when you need to without being locked into a long-term commitment. We believe in providing options that work for your life situation.

Pet policies vary by property. Many of our rentals are pet-friendly with a pet deposit or monthly pet fee. We understand pets are family, so we try to accommodate when possible. Contact us about specific properties to learn about their pet policies.

We handle all major repairs and maintenance as the property owner. You're responsible for keeping the property clean and reporting any issues promptly. We have a responsive maintenance team to address problems quickly and keep your home in good condition.

Simply fill out our online form or give us a call. We'll discuss your situation, answer your questions, and explain your options. Whether you're selling, buying, or renting, we'll guide you through every step. There's no obligation - just honest conversation about how we can help.

For sellers, we can make an offer within 24-48 hours and close in as little as 7 days. For buyers and renters, once approved, you can often move in within 1-2 weeks. We work on your timeline and move as quickly or slowly as you need.

We primarily serve the greater Detroit metropolitan area and surrounding communities. If you're outside this area, contact us anyway - we may still be able to help or connect you with trusted partners in your region.

Absolutely! We specialize in helping people with credit challenges achieve homeownership. We look at your complete financial picture - your income, job stability, and commitment - not just your credit score. Everyone deserves a chance at homeownership.

Hildy's Enterprises has been helping families in the Detroit area for over 20 years. We're a local, family-owned business with deep roots in the community. Our experience and reputation speak for themselves - we've helped hundreds of families achieve their real estate goals.

We're not just investors - we're problem solvers who genuinely care about helping people. We offer flexible solutions that traditional real estate can't provide. Whether you need to sell quickly, buy with creative financing, or rent with a path to ownership, we have options that work for real life.

Yes, we're fully licensed, bonded, and insured. We operate with complete transparency and professionalism. All our transactions are handled by experienced real estate attorneys to protect your interests and ensure everything is done properly.

Absolutely! We have numerous testimonials from satisfied clients who've sold their homes, purchased with owner financing, or found their perfect rental. Check out our testimonials page to read real stories from real people we've helped. Your success is our success.